Mortgage Advice
tailored to you
We understand that every client has unique circumstances, and that's why we offer personalised solutions to help you buy your first home, move to your dream family home or purchase a buy to let property. We are here to guide you through the complexities and jargon, helping you make informed decisions.
Types Of Mortgages
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RESIDENTIAL PURCHASE
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REMORTGAGE AND FURTHER ADVANCES
We provide a full mortgage service, whether you’re a first time buyer, looking for your next investment or are looking to refinance an existing investment.
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BUY-TO-LET
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COMMERCIAL PROPERTY
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BRIDGING LOANS AND SECOND CHARGE
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Commercial lending, most buy-to-let mortgages and most bridging finance are not regulated by the Financial Conduct Authority
OUR APPROACH
1
NEEDS ANALYSIS
Understanding you, your circumstances and your aspirations
2
RECOMMENDATIONS
We provide you with personalised recommendations
3
APPLICATION
Your application is submitted and we ensures it is completed within the timeframe and budget
4
PROTECTION
We present you with protection options, ensuring your mortgage is covered for unexpected life events
5
DECISION
If successful your solicitor will review the offer. if unsuccessful we will then find alternative solutions
6
EXCHANGE AND COMPLETION
Once you exchange contracts a completion date is set, giving you legal ownership of the property
Mike Gill
"Our approach will always be specific to you and your circumstances. Following the initial meeting, we will provide you with a personalised recommendation".
Using a mortgage adviser
Qualified professionals
A mortgage adviser is a qualified professional, and while you could choose a mortgage without advice, this could be risky. You may have your application rejected by your selected lender because you did not understand the mortgage product and eligibility restrictions; this could result in additional costs. Receiving advice from a mortgage adviser means that you can be offered a mortgage that suits your circumstances with repayments that you can afford.
Access to numerous lenders
Working with a mortgage adviser helps reduce the amount of work and time required to find a mortgage. An adviser can also help you navigate the complexities of a house purchase. Our advisers can help you find and compare suitable mortgage deals from a variety of lenders before making a recommendation that suits you.
Protecting your assets
A mortgage adviser will help you protect your home and your family in case the unexpected happens, they will also provide advice on general insurances and protection to keep your assets safe.